Pre-qualify in minutes
Know what you qualify for before you fall in love with a house.
One licensed officer who knows your situation, start to finish. No call center, no queue.
Soft credit check. Won't touch your score. No sign-up.
Find your path
Pick your loan path.
Six loans. One officer who walks you through whichever one is yours.
For the strong file
Conventional
A strong option for buyers with steady income, solid credit, and money saved for a down payment. Often the best fit when you want competitive rates and fewer program restrictions.
See what I qualify forFor flexibility
FHA
Built for buyers who need more flexibility with credit, debt, or down payment. A common path for first-time buyers who are ready to own but may not fit conventional guidelines yet.
See what I qualify forFor earned benefits
VA
For eligible veterans, service members, and military families. VA loans can offer zero down payment, no monthly PMI, and flexible qualification options.
See what I qualify forFor improving your current loan
Refinance
Already own a home? See whether a new loan could lower your payment, shorten your term, remove mortgage insurance, or put you in a better position.
See what I qualify forFor using your equity
Cash-out
Use the equity in your home to access cash for renovations, debt payoff, major expenses, or your next move, without selling the property.
See what I qualify forFor return-focused buyers
Investment
Financing for rental properties, second homes, and real estate investors. Built for buyers who are looking at the numbers, not just the house.
See what I qualify forNot sure which loan fits?
Answer a few quick questions and a real loan officer will help you understand your best path. No guessing. No pressure.
What can I afford?
See the payment before you commit.
Move the sliders and watch your payment update. No sign-up, no credit pull, no sales call.
- No sign-up required
- No credit impact to explore
- No obligation to move forward
Estimated principal & interest only. Actual rate depends on credit score, income, property type, and loan details. Taxes, insurance, and PMI not included.
In their words
Neighbors who closed with confidence.
Becoming a homeowner for the first time feels absolutely amazing. I couldn't have done it without the incredible support and guidance from my loan officer, Laxmi Sangraula. From start to finish, Laxmi patiently guided me through every step, answered all my questions, and worked hard to secure the best possible rates.
Keshabi was absolutely amazing, very knowledgeable, and tactful in her communication. She was consistently responsive, proactive in addressing challenges, and thorough in coordinating all required documentation. Her dedication and attention to detail helped keep the transaction on track and provided us with confidence at every stage.
Thank you to Mitra and the whole Intra-Mortgage team for all your guidance and expertise navigating buying my first home. You made the process so smooth and allowed me to focus on the excitement of my purchase. Highly recommend working with Intra-Mortgage.
How it works
Four steps. No surprises.
One officer from your first question to your closing, in the right order. Here is the whole thing, in plain language.
Qualify first
Before you tour homes or sign with anyone, get your real numbers. No credit pull, no sign-up. Now you shop with a budget you can trust, not a guess.
Shop with your number
House-hunt on your own or with an agent. Either way you already know what you can offer, and a real pre-approval makes your offer stronger.
Underwriting
The same officer walks your loan through and tells you where it stands at every step. No black box, no waiting by the phone.
Close on your timeline
Clear dates, clear numbers. You sign knowing exactly what's on the table.
Ready when you are
Start with your numbers.
See what you qualify for in minutes. No credit impact. No call center. No pressure.
