Down Payment
Assistance

Down Payment Assistance (DPA) programs are designed to help homebuyers with the initial costs of purchasing a home. These programs provide financial aid in the form of grants, loans, or deferred payment plans, making homeownership more accessible for those who may struggle to cover the upfront down payment and closing costs. 

Key Benefits 

• Reduces the financial burden of a down payment. 
• Makes homeownership more accessible for first-time buyers and low-to-moderate-income households. 
• Can cover both down payment and closing costs. 
• May offer grants, forgivable loans, or low-interest loans. 

Who It’s For 

• First-time homebuyers. 
• Buyers with low-to-moderate income. 
• Individuals seeking assistance with upfront home buying costs.